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What You Need To Do To Make A Claim After Being Injured While Cycling

By May 3, 2013General
What You Need To Do To Make A Claim After Being Injured While Cycling

What You Need To Do To Make A Claim After Being Injured While CyclingAfter years of advertising on television, you would have thought that motorists are more aware of cyclists than ever before.

Nevertheless, the amount of near misses between vehicles and cyclists you see in cities and out in small villages means that many people haven’t yet learnt the lessons.

Road traffic accident compensation claims have rapidly increased as vehicle numbers have been greater than ever before, but in England alone, statistics from the Royal Society for the Prevention of Accidents suggests that over 19,000 cyclists are injured or killed every year – around a fifth of whom are either killed or classed as being very seriously injured.

Cycling incidents and accidents

Many accidents are not reported because either people are not injured badly or they simply don’t inform the police or their insurance company where applicable, which is critically important if you do need to make a compensation claim.

20% of those cyclist accidents involve children, as they are the most at risk group. Whether it’s a speed or danger issue, male cyclists are involved in 80% of the reported accidents.

Roundabouts are listed as particularly dangerous for cyclists, but T junction accidents involve around two thirds of those killed or seriously injured in an incident involving bicycles and motorised vehicles.

Not surprisingly, 90% of children’s accidents on bicycles occur during the day, at both ends of the school run. Also, the majority of fatal cycling accidents occur when it’s dark outside and during spring and summer months.

Of those who are killed, it is usually due to being injured with major head damage.

Looking further at your compensation claim

When an insurance company assesses your compensation claim, they will want to know if you, as a cyclist, were hit by another vehicle.

They will want to know if the driver stopped and passed over their details to you or if the accident occurred purely because of a defect in the road, which is not uncommon with the amount of potholes that people are reporting these days (if it was the latter, this would involve a claim against your local authority).

It is extremely important that any accident is reported to the police as soon as you can, which enables those helping you with your compensation claim to refer to the report and the details in a court hearing.

Where you are involved in a hit-and-run accident, there is an unwritten rule that you need to visit your local police station within 48 hours of the incident, mostly because that’s the period when you’re most likely to be able to remember what happened clearly.

Taking photographs of the area where the accident occurred and visiting your doctor to gain a medical report – if you didn’t need to visit the hospital because of your injuries – will clearly show the reasons for your claim.

Personal injury claims in Scotland will always be dealt with sympathetically by your personal injury lawyers, so that they can deal with your claim efficiently and effectively, but there are several things you need to do yourself after being involved in an incident as a cyclist and we trust this post gives at least a basic insight into the topic.